Car Accidents Can Be Fatal And Result In Injury Or Death
If you have been injured or have suffered the loss of a loved one due to a car accident, you may be worried about how you are going to pay for your medical bills or funeral costs. The other party may be held responsible for your expenses if their negligence caused your injury or your loved one’s death. Consult a lawyer for a thorough analysis of your case.
Hovde Dassow + Deets has provided clients with one-on-one support for more than five decades. We offer caring and compassionate counsel for our clients throughout their personal injury cases. Our attorneys help our clients secure the full and fair compensation they deserve.
What Should I Do After A Car Accident?
The first thing you should do after a car accident is seek medical attention from a doctor or physician. After your doctor’s visit, you will want to consult a lawyer to begin an investigative review of your accident and personal injury case.
When you consult a lawyer, you will want to seek compensation for medical expenses and any loss you may suffer due to your personal injury. If you have lost a loved one in an accident, you will want to seek compensation for funeral expenses.
How Different Types Of Insurance Affect Your Protection
Car accidents are the cause of death for nearly 1.3 million people per year and 20-50 million injuries or disabilities. All but two states require drivers to have car insurance. Each state has different mandatory minimum requirements for each type of coverage, but there are options available for drivers, such as:
- Liability coverage
- Property damage coverage
- Medical payments coverage
- Comprehensive coverage
In the state of Indiana, if you own a motor vehicle and choose liability coverage, you must purchase a policy that provides at least $25,000/$50,000 in coverage, which means that the policy must cover $25,000 worth of expenses per person per accident and $50,000 for all persons injured in any one accident. You can choose to add medical payment coverage to your liability insurance, which will pay the selected amount of coverage to you or any passenger injured in the accident.
If the at-fault party does not have insurance and you do not have uninsured motorist coverage, you may still be able to seek compensation. Consult an attorney to identify your options.