When Your Decision To Travel Safely By Using Ride-Sharing Service Results In An Accident
When you have sustained injury in an accident while using or driving for a ride-sharing service such as Lyft or Uber, your personal injury case may be more complex. Complications arise when you have to prove who is at-fault and which insurance company will have to pay compensation. Consult a personal injury lawyer to help guide you through the legal process.
Hovde Dassow + Deets consists of experienced Indiana personal injury attorneys who have been practicing law for more than five decades. We provide our clients with one-on-one legal guidance from the beginning and until the end of their case. We are positive we can help you with your ride-sharing personal injury case.
Who Will Be Held Liable In My Ride-Sharing Accident?
In all personal injury cases, the party filing the claim must prove that the other party was at fault. You will want a lawyer to investigate and help prove that the other party should be held responsible for your injuries.
Ride-sharing companies typically require their contracted drivers to have personal car insurance. Personal car insurance must meet or exceed the minimum insurance requirement for Indiana motorists. If their personal insurer or their plan does not provide coverage for ride-sharing-related accidents, then the ride-sharing company’s insurance may be held liable.
Uber and Lyft provide their contracted drivers with liability insurance coverage that varies depending on the driver’s circumstances:
- If the driver is not logged into the app then no coverage will be provided by either Uber or Lyft.
- If the driver logged into the app but has not officially accepted the ride request, Uber or Lyft will provide them with liability coverage. Coverage is extended if the driver is at-fault for the accident. The coverage consists of up to $50,000 per person and $100,000 total liability per accident in addition to $25,000 for property damage.
If the driver is logged into the app, has accepted the ride and is at-fault for the accident, then Uber or Lyft will provide liability coverage of up to $1 million.
Consult with the experienced attorneys at Hovde Dassow + Deets to seek full and fair compensation for your ride-sharing accident.