Experienced Personal Injury Attorneys

How to deal with insurance companies after a car accident

| Oct 12, 2020 | Motor Vehicle Accidents

When an individual in Indiana is injured in a car accident, they may be entitled to monetary damages. A car accident can cause severe emotional damages as well as financial stress from the mounting medical bills and loss of income as a result of the accident. To help recoup from their damages, the victim can request compensation from the other party. In most cases, this involves making an insurance claim.

How can an individual receive compensation after a car accident?

\After suffering from injuries in motor vehicle accidents, most victims contact the other party’s insurance company. The insurance company might accept the claim or present another offer. If they deny the claim, the victim has the option of filing a lawsuit against the party that caused the accident.

While insurance companies are theoretically supposed to help people recoup their losses after an accident, this is unfortunately not the case. Most insurance companies are concerned with making money from their clients. As a result, they might reach out to the victim of the car accident and try to get them to settle for a small dollar amount. If this happens, the victim should decline the offer and instead hire an attorney to handle their case.

How should an individual proceed after a car accident?

Following a car accident, an attorney might be able to assess the damages and help the victim file a claim with the other party’s insurance company. If the company denies their claim or offers them a fraction of what they’re owed, the lawyer could help the client negotiate for a fair amount of compensation. They might also be able to represent their client if they decide to file a lawsuit.