Once you are involved in an auto accident, one of the first things you need to do is file a claim with your insurance provider. However, the insurance company will want to know whether there is a police incident report. The state of Indiana requires you to get a police incident report even if the police did not come to the accident scene. The role of the accident report is to ensure that you provide accurate information. If the information you provide is inaccurate, you may experience problems that may cost you more money.
Standard information is any information that ought to be included in any accident report. The venue, time and day of auto accidents should be included in the reports. The location should have the route, city and county of the crash. Also, note any landmarks if any. The weather condition during the accident will also be essential.
In the case of a multiple car crash, each driver’s information should be included in the accident report. The critical information consists of the addresses, phone numbers, name, driver’s license number, and birth date. Also, note whether drivers with eyewear requirements were wearing their glasses. The full information about the vehicles involved should is information that should not be left out.
The responding officer needs to include any passenger or witness information in the report. Passengers provide the best witness reports. Third-party witnesses are also credible sources since they are not related to the parties involved in the accident.
Most auto accident reports are made on a pre-written form that provides the officer with spaces to write each detailed information. The document also has check-the-box spaces to collect every tiny detail. There are spaces where the office can add any significant detail.
Although the police will not visit every accident scene, a police report is essential as file a claim with your insurance. Contact an attorney if you need to file a car insurance claim.